Independence How can you be sure you’re working with an independent, unbiased financial professional who is committed to developing your financial plan? The Bendix Financial Group, Inc. At The Bendix Financial Group, Inc., we offer a wide array of financial products through Royal Alliance Associates, Inc. from the leading national providers, along with multiple choices within each product category. There is no special incentive for us to choose one company’s product over another beyond their belief that it’s the most appropriate one for our clients. Our broker dealer Royal Alliance Associates, Inc. follows a strict due diligence process to ensure that each product meets strict standards. Then, they go a step further by reviewing each sale to ensure that the product we recommend is suitable to your needs. At Royal Alliance Associates, Inc. the power of independence means that we are able to make the best possible recommendation with only your best interests at heart. For additional security all brokerage assets are held with our custodian, Pershing, the financial industry’s largest global custodian doing business in more than 60 markets. Royal Alliance Associates, Inc. - Our Broker Dealer Royal Alliance has been recognized as one of the premier independent broker-dealers for more than two decades. Royal Alliance’s reputation is the result of their open-architecture model and commitment to leading edge technology and superior service. Royal Alliance’s trademark is a culture defined by personal relationships with advisors based on mutual trust, loyalty and integrity. The firm has more than $41 billion in total client account assets and more than 1,700 affiliated independent financial advisors. Royal Alliance is a registered broker-dealer and an SEC-registered investment advisor. Pershing - Our Custodian for Assets For over 70 years, Pershing has been a leading global provider of financial business solutions to many of the world’s most respected financial organizations. It remains focused on the safekeeping, servicing, segregation and reporting of assets held in its custody. Pershing operates with net capital in excess of $1 billion, well above the minimum requirement. Pershing is a subsidiary of BNY Mellon, one of the world’s largest financial organizations. BNY Mellon ranks among the top financial services companies in the world, with a market capitalization of approximately $32.4 billion, and $26.3 trillion in assets held under custody and administration. Pershing is a member of the Securities Investor Protection Corporation® (SIPC®). As a result, securities in your account are protected up to $500,000 (of which $250,000 can be for claims for cash awaiting reinvestment). In addition to SIPC protection, Pershing provides coverage in excess of SIPC limits from Lloyd’s of London, in conjunction with other insurers. The excess of SIPC coverage provides the following protection for assets held in custody by Pershing and Pershing Securities Limited, its London-based affiliate: An aggregate loss limit of $1 billion for eligible securities—across all client accounts A per-client loss limit of $1.9 million for cash awaiting reinvestment—within the aggregate loss limit of $1 billion The excess of SIPC coverage does not protect against loss due to market fluctuation. For more information about Lloyd’s of London, please see www.lloyds.com. An excess of SIPC coverage claim would only arise in the unlikely event that Pershing fails financially and client assets for covered accounts—as defined by SIPC for Pershing LLC accounts or the Financial Services Compensation Scheme (FSCS) for Pershing Securities Limited accounts—cannot be located due to theft, misplacement, destruction, burglary, robbery, embezzlement, abstraction, failure to obtain or maintain possession or control of client securities, or to maintain the special reserve bank account required by applicable rules.